Terms of Use

The use of the Ramaph Group web site ("this site") is subject to the terms and conditions of use as set out below. It is important that the user reads and understands the terms and conditions of use applicable to the Ramaph Group web site.


These terms and conditions of use become effective when the user accesses this site for the first time and constitute a binding agreement between Ramaph Group or its subsidiaries or affiliates, as the case may be ("Ramaph Group") and the user.

Information On This Site

All information on this site is only intended to provide the user with general information about Ramaph Group, its products and services.

IMPORTANT NOTICE: The online services available on this website (the "online services") are only available to persons that reside in, or are nationals of, or are incorporated under the laws, of the Republic of South Africa ("RSA") collectively referred to as "RSA" nationals.

All information regarding the products and services including information in respect of the terms and conditions or any other matters, is subject to change without notice.

Third Party Information

Ramaph Group may use the services of other third party organizations to provide information on this site. Ramaph Group has no control over the third party information and makes no representations or warranties of any nature as to its accuracy, appropriateness or correctness. Ramaph Group will not be directly or indirectly liable for any damages that may arise from the user's reliance on it.

Amendments To This Terms and Conditions

Ramaph Group may amend this terms and conditions from time to time without notification to the user. By accessing this site the user is bound to the version of the terms and conditions published at the time of any visit to this site. The user agrees to view the current version each time that this site is visited.

The current version of this terms and conditions will govern the respective rights and obligations of Ramaph Group and the user each time the user access this site.

Linked Third Party Sites

This site may contain certain images and links to other third party websites ("linked sites") with information and material produced by other parties. The linked sites are not under the control of Ramaph Group and Ramaph Group is not responsible for the content of any linked site, including without limitation any linked contained in a linked site, or any changes or updates to a linked site.

Ramaph Group is not responsible for webcasting or any other form of transmission from linked sites nor is Ramaph Group responsible if the linked site is not working appropriately.

Ramaph Group is providing these links to you only as a convenience, and the inclusion of any links does not imply endorsement by Ramaph Group of the site, their business or security practices or any association with its operators.


Ramaph Group is committed to making sure that your online experience is safe and secure. Ramaph Group via its service providers, uses state-of-the-art Internet technology, beginning with your browser and ending with our own security infrastructure to ensure that access to your terminal is private and secure.

Commitment to Customer Privacy

Ramaph Group is committed to maintaining the privacy and security of its customers' personal and private information ("customer information") submitted to Ramaph Group via the www.ramaphgroup.co.za website ("the/this website"). This privacy and security policy ("this policy") outlines Ramaph Group's practices and commitment to the customer in this regard.


Ramaph Group offers RSS (Really Simple Syndication) feeds of the updated or latest content found on the Ramaph Group web site ("this site") in XML format to visitors of the site. This service is offered free of charge and is for non-commercial use only.

Users are strictly prohibited from placing or incorporating advertising in the Ramaph Group RSS content. Under no circumstances whatsoever may you modify, alter or edit the text, content or links as supplied by Ramaph Group on the RSS feeds.

The RSS service offered by Ramaph Group may only be used on platforms which allow a functional link to access and take the user directly to the full article as displayed on the Ramaph Group website. The user is not allowed to display the Ramaph Group RSS content in a manner that does not permit successful linking, redirection or delivery to the official and applicable Ramaph Group web page.

Ramaph Group reserves the right in its sole discretion, for whatsoever reason at any time, to require users of the RSS service to immediately cease using the service, upon receipt of notification in this regard.

Ramaph Group shall not be held liable for any of your activities in connection with the RSS feeds or for use of the RSS service in connection with your website.

Hyperlinks, Deep Linking, Crawlers and Metatags

If any third party wants to establish a hyperlink, frame, metatag or similar reference, whether electronically or otherwise (collectively referred to as linking), to this site, Ramaph Group's prior written consent is required. An application for linking must be submitted to the This email address is being protected from spambots. You need JavaScript enabled to view it.

Ramaph Group's consent may be withheld or granted, subject to conditions specified by Ramaph Group.

Breach of these conditions entitles Ramaph Group to take legal action without prior notice to the user and the user agrees to reimburse the costs associated with such legal action to us on an attorney and own client scale.

Intellectual Property Rights

This site contains copyright and other intellectual property including logos and other graphics and multimedia works belonging to Ramaph Group.

The user is authorized to view and download one copy to a local hard drive or disk, print and make copies of such printouts, provided that:

The material is used for considering use of the online services and for no other commercial purposes.

Any reproduction of our proprietary material from this site or portion of it, must include Ramaph Group's copyright notice in its entirety.

The logos and trademarks shown on this site are Ramaph Group's registered and unregistered trademarks, or that of third parties.

Nothing on this site should be construed as granting any license or right to use any trademark without Ramaph Group's prior written permission and/or that of third parties, as the case may be. The user may not, without Ramaph Group's prior written consent, use Ramaph Group's intellectual property or that of third parties for any purposes whatsoever.

Sending of Information

Information transmitted through an unsecured link over the Internet, including e-mail, is subject to potential unlawful access or monitoring.

The user accepts that Ramaph Group cannot be held liable for any loss, or damage suffered by the user as a result of unlawful activities by unscrupulous persons, as Ramaph Group cannot prevent such behaviour.

Warranties and Representations

All the information appearing on this site is provided without a representation or warranty whatsoever, whether expressed or implied, and Ramaph Group disclaims any liable to the user in this regard

Ramaph Group makes no representations or warranties regarding the accuracy, functionality, fitness for purpose or non-infringement in connection with this site and disclaims all liability in this regard

Ramaph Group does not warrant that the site or online services will be error-free

Disclaimer and Limitation of Liability

Use of this site and the online services is entirely at the user's own risk. The user assumes full responsibility for the risk or loss resulting from the use of this site and the user's reliance on information contained on it.

In no event will Ramaph Group be liable for any damages, whether direct, indirect, special, incidental, or consequential whatsoever relating to the user's use of this site or the online services or the information contained on this site or the user's inability to use this site or the online services, whether such damages arose out of contract, or delict or otherwise and regardless of whether Ramaph Group was expressly advised of the possibility of such loss or damage.

Without derogating from the generality of the above, and to the extend legally permitted, Ramaph Group will not be liable for:

Any interruption, malfunction, downtime, off-line situation or other failure of the site or online services, Ramaph Group's system, databases or any of its components, beyond Ramaph Group's reasonable control;

Any loss or damage with regard to the users data or other data directly or indirectly caused by malfunction of Ramaph Group's system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on Ramaph Group's system or third party systems; programming defects;

Any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers; internet service providers, electricity suppliers, local authorities and certification authorities; or any event over which we have no direct control.

Capacity to Enter into Agreements

The user hereby warrants to Ramaph Group that the user has the required legal capacity to enter into and be bound by these terms and conditions.

Minors must be assisted by their legal guardians when reading these terms and conditions.

User's Liability to Ramaph Group

The user shall be liable to Ramaph Group for any liabilities, losses or expenses incurred by Ramaph Group as a result of any breach by the user of these terms and conditions.

Termination, Suspension and Limitation

Ramaph Group may:

Set limits or conditions on the right to certain services, features or functions on this site.

Restrict access to parts of or all of the services on the site; and

Modify, suspend or discontinue this site, whether temporarily or permanently, without notice.

Ramaph Group's Addresses

Physical address:
Plot 567
Kings Way
Off-Lombardi Road

Tel: +27 (86) 172 6274


Postal address:
P. O. Box 17
Centurion, Pretoria

Fax: +27 (86) 671 9695
E-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

Customer Communications

The user acknowledges that Ramaph Group will use e-mail and notices on this site, as Ramaph Group main communication tool for all communications relating to this site, or these terms and condition.

An e-mail message will be deemed to be sent:

by the user, at the time at which Ramaph Group are capable of accessing such message;

by Ramaph Group, at the time shown on the message as having been sent, or if not so shown, at the time shown on Ramaph Group's computer system as having been sent.

An e-mail message is deemed to be received;

by the Subscriber once it becomes capable of being retrieved by the user;

by Ramaph Group, once Ramaph Group have confirmed receipt thereof to the user, or responded thereto, whichever is the earlier.

A message shall be attributed:

to the user, if it purports to have originated from the user, irrespective of the fact that someone else may have impersonated the user or whether the message sent to Ramaph Group resulted from an error or malfunction in the communication system;

to Ramaph Group, if it has been sent by a duly authorized representative and such representative acted within the scope of such authority or by an automated system programmed by Ramaph Group and such system operated without error or malfunction.

Unless otherwise provided for in these terms and conditions and subject to clause (by Ramaph Group, once Ramaph Group have confirmed receipt thereof to the user, or responded thereto, whichever is the earlier) confirmation of receipt of your message is required to give legal effect to such message


A certificate signed by Ramaph Group will constitute sufficient proof of the operation or functionality of the online services or any part thereof and the contents of any information displayed on the site on a given date, and will be regarded as correct unless the user proves the contrary.

Applicable Law and Jurisdiction

The terms and conditions pertaining to any products or services appearing on this site or pages shall be governed and interpreted in accordance with the laws of the Republic of South Africa and application for any of the products or services offered on this site or pages will constitute the users consent and submission to the jurisdiction of the South African courts regarding all proceedings, transactions, applications or the like instituted by either party against the other, arising from any of the terms and conditions pertaining to this site or such products or services.

General Provisions

The headings of the clauses in the conditions is provided for convenience and ease of reference only and will not be used to interpret, modify or amplify the terms of the conditions.

Where any dates or times need to be calculated in terms of the conditions, the international standard time: GMT plus two hours shall be used.

No failure or delay by Ramaph Group to exercise any of Ramaph Group rights will be construed as a waiver of any such right, whether this is done expressly or implied, nor will it affect the validity of any part these terms and conditions or prejudice our right to take subsequent action against the user.

If any of these terms and conditions is held to be invalid, unlawful or unenforceable, the term or condition will be deleted from the remaining terms and conditions, which will continue to be valid to the full extent permitted by law.


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